Australian Student visa (subclass 500) for Indian students

1. 1

   CoE for every course

   Without a valid CoE the application is not valid and cannot be processed (some sponsored students give a letter instead). [1]

2. 2

   OSHC from arrival

   Cover must run from the day you arrive (usually 1 week to 1 month before the course) until you leave. [1]

3. 3

   English test (not at-home)

   Approved test within 2 years; TOEFL takers pick 'Taking TOEFL for Australia'. [1]

4. 4

   Money or income

   Living costs, one year of fees and travel, or parental/partner income of AUD 87,856+. [1]

5. 5

   Genuine Student answers

   150 words per question, in English, with evidence. [1]

• Example 1: course fee AUD 50,000 for 3 years → AUD 16,666 a year to show. [1]
• Example 2: AUD 15,000 for 10 months with AUD 5,000 already paid → AUD 10,000. [1]
• School-age children add at least AUD 13,502 a year each. [1]
• Travel: AUD 2,000 if applying from outside Australia (outside Africa); AUD 1,000 if applying in Australia. [1]

• An at-home English test, or a TOEFL taken between 26 July 2023 and 4 May 2024. [1]
• Loan funds shown as a sanction only: disbursement is the best evidence. [1]
• OSHC that starts after your arrival date. [1]
• Planning to bring family on a new application after 2 October 2026 without meeting an exemption. [1]

• Up to 48 hours a fortnight while the course is in session; master's by research and doctoral students have no limit. [1]
• Temporary Graduate visa (485), Post-Higher Education Work stream: apply within 6 months of finishing, aged 35 or under (exceptions apply), fee AUD 5,750. [2]
• Indian nationals (AI-ECTA): bachelor's 2 years, bachelor's with first-class honours in STEM incl. ICT 3 years, master's (coursework, extended or research) 3 years, PhD 4 years. [2]
• English for the 485 (tests from 7 Aug 2025): IELTS 6.5 overall with at least 5.5 in each part; PTE Academic 55; TOEFL iBT 81. IELTS One Skill Retake is accepted. [2]

1. Home Affairs — Student visa (subclass 500) (opens in a new tab) Fee, funds, English, work, OSHC, 2 Oct 2026 rules · Last checked 29 Oct 2026
2. Home Affairs — Temporary Graduate visa (485), Post-Higher Education Work stream (opens in a new tab) AI-ECTA lengths, age 35, AUD 5,750, English · Last checked 29 Oct 2026
3. Department of Education — Research Training Program (opens in a new tab) RTP fee offset and stipend · Last checked 29 Oct 2026

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