Scholarship
Open to you now
From Class 8
National Means-cum-Merit Scholarship (NMMSS)
Ministry of Education, through your state
₹1,000 a month, Class 9 to 12 [10]
- Who
- Class 8 students of government schools who passed Class 7 with 55% (50% SC/ST, as in Nagaland's notice) and clear the state's NMMSS test. Family income limit: see the scheme rules on the National Scholarship Portal.
- How
- Your state's SCERT announces the test in Class 8; renewals are on scholarships.gov.in.
Scholarship
Open to you now
From Class 11
Central Sector Scheme of Scholarships (PM-USP CSSS)
Ministry of Education
₹12,000 a year for the first 3 years of a degree; ₹20,000 a year in years 4–5 of a 5-year integrated course (and in PG) [11]
- Who
- Above the 80th percentile of your board's Class 12 pass-outs in your stream, in a regular degree course (not diploma or distance), family income up to ₹4.5 lakh, and not taking any other scholarship — including state schemes.
- How
- On the National Scholarship Portal after Class 12; renewal needs 50% marks and 75% attendance each year.
Scholarship
Open to you now
From Class 11
Post-Matric Scholarship for SC students
Ministry of Social Justice & Empowerment, through your state
Compulsory non-refundable fees (tuition included) plus a yearly academic allowance — the college cannot ask you to pay the fee first [12]
- Who
- SC students after Class 10 (ITI, diploma, degree and CA/CMA/CS courses count), family income up to ₹2.5 lakh. Separate post-matric schemes exist for ST, OBC and minority students on the same portal.
- How
- Your state scholarship portal or scholarships.gov.in. The printed guidelines cover 2020-21 to 2025-26; check the 2026-27 rules on the portal.
Fee help
Open to you now
From Class 11Uttar Pradesh only
Tuition Fee Waiver seats (UPTAC)
AKTU / UPTAC counselling, Uttar Pradesh
No tuition fee, on up to 5% extra seats over the approved intake [7]
- Who
- Economically weaker meritorious students in B.Tech, MCA, MBA, B.Pharm, BHMCT, BFAD, BFA and B.Des (not B.Arch), with an income certificate. It is separate from the EWS category, which gets no fee concession.
- How
- Claim it in your UPTAC registration and upload the income certificate.
Fee help
Open to you now
From In college
Lower GAT-B / BET fee
National Testing Agency for DBT / RCB
₹650 per exam instead of ₹1,300 (₹1,300 instead of ₹2,600 for both) [1]
- Who
- SC, ST and PwD candidates.
- How
- Choose your category in the GAT-B / BET form on exams.nta.nic.in/gat-bet.
Fee help
Open to you now
From In college
Lower JAM fee
IIT Kharagpur (organising institute, JAM 2027)
₹1,000 for one paper instead of ₹2,000 (₹1,350 instead of ₹2,700 for two) [2]
- Who
- Female, SC, ST and PwD candidates.
- How
- Choose your category and gender in the JAM application on jam.iitkgp.ac.in. The fee is not refunded.
Stipend
Open to you now
From In college
DBT stipend for GAT-B master's students
Department of Biotechnology, paid through your university
₹5,000 a month (M.Sc Biotechnology & allied), ₹7,500 (M.Sc Agricultural Biotechnology), ₹12,000 (M.Tech / M.V.Sc) [1]
- Who
- GAT-B-qualified students admitted to a DBT-supported PG programme. The second year continues only with satisfactory progress certified by the university.
- How
- Nothing extra to apply for — the university pays it after verifying your admission.
Scholarship
Open to you now
From In college
DBT-Junior Research Fellowship (through BET)
Department of Biotechnology (managed by RCB)
- Who
- BET Category-I candidates who join and register for a PhD at any recognised university or institute in India. Category-II gives no DBT-JRF fellowship, but you may be appointed in a DBT-sponsored project. The fellowship covers a research fellowship, contingency and HRA where applicable — the bulletin does not print the amounts. [1]
- How
- Sit BET after a 4-year research bachelor's, a B.Tech / B.E. or a master's (final-year students may apply). Register for your PhD within 2 years of the award letter to activate it.
State scheme
Open to you now
From Class 10West Bengal only
West Bengal Student Credit Card (WBSCC)
Government of West Bengal
Loan up to ₹10 lakh at 4% simple interest a year; 1% interest concession if the interest is fully serviced during the study period [13] [14]
- Who
- Students from West Bengal aged 40 or under when applying — school (Class X onward), UG, PG, professional degree courses in India or abroad, and coaching for competitive exams such as Engineering, Medical, Law, IAS, IPS and WBCS. The state's scheme page asks for 10 years' residence in West Bengal and a co-borrower (usually a parent).
- How
- On wbscc.wb.gov.in. Repayment runs up to 15 years, including the moratorium (course duration + 1 year); no margin money up to ₹4 lakh.
State scheme
Open to you now
From Class 10Gujarat only
Mukhyamantri Yuva Swavalamban Yojana (MYSY)
Government of Gujarat
- Who
- Gujarat students joining a diploma or degree course on merit: it pays part of the tuition fee and, in some cases, a hostel grant for students who must study away from home. [15]
- How
- mysy.guj.nic.in. We could not open the official portal on 24 Oct 2026, so we print no amounts or cut-offs — read them in the current year's resolution on the portal.
No scheme on our list is still ahead of you for this path.