How to become a Bank Probationary Officer — your road, class by class

1. You are here Class 8 · Class 9 · Class 10

   Arithmetic speed, reasoning and English reading

   • The Preliminary exam is English Language, Quantitative Aptitude and Reasoning Ability — each with its own 20-minute clock. Fast, accurate school arithmetic is the base. [1]
   • Read an English newspaper daily; the English test is only in English, whatever your school medium. [1]
2. You are here Class 11 · Class 12

   Any stream works — a degree is the gate

   • IBPS asks for a degree in any discipline. It sets no Class 10 or 12 percentage and no stream. [1]
   • Commerce, Economics or Mathematics help with the Banking Awareness and Data Analysis tests later, but are not required.
3. You are here In college · Graduated

   Age, degree result and the yearly cycle

   • Age 20–30 on 1 July 2026, and your degree result must be declared by the cut-off date in the notice (21 July 2026 in this cycle). [1]
   • You must write your graduation percentage (to two decimals) in the form; CGPA must be converted using your university's rule. [1]

You are past the school stage for this career — the exam, rules and money blocks below still apply.

IBPS CRP PO/MT-XVI (vacancies of 2027-28) · Institute of Banking Personnel Selection (IBPS)

Vacancies (indicative)

6,715 in 11 public sector banks [1]

Age

20–30 years (as on 1 Jul 2026) [1]

Fee

₹850 · ₹175 SC/ST/PwBD (incl. GST) [1]

Negative marking

−0.25 of the question's marks, Prelims and Main [1]

Stage table source [1]

• Only Main exam marks (not Prelims) count for shortlisting and the final merit list. Scores across sessions are normalised by the equi-percentile method. [1]
• This is an All India cadre: allotted officers may be posted anywhere in India or abroad, at the bank's discretion. [1]
• State Bank of India runs its own PO exam separately; read its notice on the SBI careers site.

• The PO notice sets no state-language test and no domicile rule — you compete on one national merit list and can be posted anywhere. [1]
• Interviews are run by the participating banks and coordinated by a Nodal Bank in each State / UT; the venue comes in your call letter and cannot be changed. [1]

State notes we have checked (4 states / UTs)

Not in this list? The national route above applies — we found nothing in this career's official rules that changes in your state.

No scheme on our list is still ahead of you for this path.

1. IBPS — Detailed Notification, CRP PO/MT-XVI (vacancies of 2027-28), 30 Jun 2026 (opens in a new tab) 11 participating banks, 6,715 indicative vacancies, age, degree, fee, Prelims / Main pattern and media, −0.25, personality test, interview 40% / 35%, 80:20 weightage, PET, All India cadre, nodal banks · Last checked 25 Oct 2026
2. SCERT Nagaland — NMMSS Examination 2027 advertisement (27 Jul 2026) (opens in a new tab) Class 8 eligibility, 55% / 50% Class 7 marks, ₹1,000 a month from Class 9 to 12 (one state's notice of the central scheme) · Last checked 24 Oct 2026
3. Ministry of Education — PM-USP Central Sector Scheme of Scholarships guidelines (2022-23 onwards), copy hosted by NIT Kurukshetra (opens in a new tab) 80th percentile, ₹4.5 lakh income, regular degree only, no other scholarship, ₹12,000 / ₹20,000 rates, renewal rules · Last checked 24 Oct 2026
4. Ministry of Social Justice & Empowerment — Post Matric Scholarship for SC students, guidelines 2020-21 to 2025-26 (copy hosted by Goa Social Welfare) (opens in a new tab) ₹2.5 lakh income limit, fees + academic allowance, no pre-payment of fees, CA/ICWA/CS students covered · Last checked 24 Oct 2026
5. Government of Gujarat — MYSY scholarship portal (opens in a new tab) scheme portal; could not be opened on 24 Oct 2026, so no amounts are printed here

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