UK · Finance · Accountancy

Chartered accountant: ACA or ACCA

Two big UK routes. ACA from ICAEW is usually done while working at an accountancy firm. ACCA is flexible: you can start straight after A levels. Both take years of exams + paid work together.

Typical UK pay (median)£50,062Chartered and certified accountants, full time, per year
ONS
Annual Survey of Hours and Earnings (ASHE) 2025 provisional, tables 14 and 15Office for National Statistics (ONS)
Checked
9 Oct 2026

Medians for full-time employee jobs. ONS hides estimates it rates unreliable (CV over 20%).

View source
Licensed or registered byICAEW · ACCAThe professional bodies that award ACA and ACCA. Membership after exams + work
ACCA
ACCA Qualification structure and requirementsACCA
Checked
9 Oct 2026
View source
Top 25% earn over£68,056ONS ASHE 2025 (provisional)
Full-time jobs in the UK60,000Employees, rounded by ONS
ACA exams15plus 450 days of work experience
ICAEW
Practical work experience (ACA training process)ICAEW
Checked
9 Oct 2026

The ACA: 15 exams, 450 days of practical work experience, professional development, and ethics and professional scepticism.

View source
ACCA exams13plus 36 months of work experience
ACCA
ACCA Qualification structure and requirementsACCA
Checked
9 Oct 2026
View source

How to get there

2 routes. ACA (ICAEW) · ACCA

ACA (ICAEW) ICAEW

Awarded by ICAEW, the Institute of Chartered Accountants in England and Wales.

  1. StartJoin an ICAEW training employer

    You study while you work.

    ICAEW
    Practical work experience (ACA training process)ICAEW
    Checked
    9 Oct 2026

    The ACA: 15 exams, 450 days of practical work experience, professional development, and ethics and professional scepticism.

    View source

  2. Exams15 exams

    Including financial management, law, assurance and business strategy.

    ICAEW
    Practical work experience (ACA training process)ICAEW
    Checked
    9 Oct 2026

    The ACA: 15 exams, 450 days of practical work experience, professional development, and ethics and professional scepticism.

    View source

  3. Work450 days of practical work experience

    Normally takes 3 to 5 years.

    ICAEW
    ACA practical work experienceICAEW
    Checked
    9 Oct 2026
    View source

  4. EthicsEthics and professional scepticism

    Part of the training.

    ICAEW
    Practical work experience (ACA training process)ICAEW
    Checked
    9 Oct 2026

    The ACA: 15 exams, 450 days of practical work experience, professional development, and ethics and professional scepticism.

    View source

  5. GoalICAEW Chartered Accountant (ACA)

    ICAEW
    Practical work experience (ACA training process)ICAEW
    Checked
    9 Oct 2026

    The ACA: 15 exams, 450 days of practical work experience, professional development, and ethics and professional scepticism.

    View source

ACCA ACCA

Awarded by ACCA, the Association of Chartered Certified Accountants.

  1. School2 A levels + 3 GCSEs

    Including English and maths.

    ACCA
    Who is the ACCA Qualification for?ACCA
    Checked
    9 Oct 2026
    View source

  2. ExamsApplied Knowledge: 3 exams

    Business and Technology, Financial Accounting, Management Accounting.

    ACCA
    ACCA Qualification structure and requirementsACCA
    Checked
    9 Oct 2026
    View source

  3. ExamsApplied Skills: 6 exams

    Law, Tax, Financial Reporting, Performance Management, Financial Management, Audit.

    ACCA
    ACCA Qualification structure and requirementsACCA
    Checked
    9 Oct 2026
    View source

  4. ExamsStrategic Professional: 4 exams

    2 required + 2 you choose.

    ACCA
    ACCA Qualification structure and requirementsACCA
    Checked
    9 Oct 2026
    View source

  5. Work36 months of work experience

    And 9 performance objectives, plus the Ethics and Professional Skills module.

    ACCA
    ACCA Qualification structure and requirementsACCA
    Checked
    9 Oct 2026
    View source

  6. GoalACCA member

    ACCA
    ACCA Qualification structure and requirementsACCA
    Checked
    9 Oct 2026
    View source

At school

GCSEs (Years 10–11) and A levels (Years 12–13), or equivalents.

GCSEs
English and maths count: ACCA asks for both.
ACCA
Who is the ACCA Qualification for?ACCA
Checked
9 Oct 2026
View source
A levels
ACCA's minimum is 2 A levels + 3 GCSEs (5 subjects).
ACCA
Who is the ACCA Qualification for?ACCA
Checked
9 Oct 2026
View source
No A levels?
Start at ACCA's foundation level, then move up to the main exams.
ACCA
Who is the ACCA Qualification for?ACCA
Checked
9 Oct 2026
View source

Pay by region

Pay is in pounds (£) per year, before tax, for full-time employees. ASHE counts employees only, so self-employed people (most barristers, many contractors) are not in these figures.

Chartered and certified accountants SOC 2421

  • UK median £50,062
  • Bottom 25% under £38,696
  • Top 25% over £68,056
Chartered and certified accountants: median full-time pay by UK region, highest first
Region (where people work)Median payJobsHow exact
London£62,59513,000Rough estimate
South East£56,502—Rough estimate
North West£53,338—Rough estimate
South West£46,610—Rough estimate
East Midlands£42,679—Rough estimate

Regions where ONS did not publish a reliable figure are left out. "Rough estimate" = ONS rates it CV 10–20%: use it with care.

ONS
ASHE 2025 provisional, table 15: work region by occupation (4-digit SOC 2020)Office for National Statistics (ONS)
Checked
9 Oct 2026

A region is listed only where ONS published a median for that job.

View source

Moving between countries

Does this qualification count in another country? Only official rules; each source shows the date we checked it.

  • Indian CA (ICAI member) to ICAEW Chartered Accountant (ACA)

    12 of 15 exams credited
    • ICAI members get credit on 12 of the 15 ACA exams.
    • Still to do: 3 exams (Corporate Reporting, Strategic Business Management, Case Study) + online ethics training.
    • ICAI member for 5+ years? You can apply through ICAEW's Pathways to Membership instead.
    • Signing UK audits needs more: ICAEW says the ICAI qualification is not recognised for the UK Audit Qualification.
    Source:
    ICAEW
    ACA in India: ICAI membersICAEW
    Checked
    9 Oct 2026
    View source
    ICAEW
    Join ICAEW as an ICAI memberICAEW
    Checked
    9 Oct 2026
    View source
  • Indian CA (ICAI) to ACCA

    Exemptions possible
    • ACCA can exempt you from Applied Knowledge and Applied Skills exams (up to 9).
    • No exemptions for the 4 Strategic Professional exams.
    • Check your exact exemptions with ACCA's official exemptions calculator.
    Source:
    ACCA
    Exemption information for ACCA studentsACCA
    Checked
    9 Oct 2026
    View source
  • ICAEW Chartered Accountant (ACA) to U.S. CPA

    No shortcut agreement
    • ICAEW is not on NASBA's list of mutual recognition agreements, so there is no shortened exam route.
    • Bodies that do have one: SAICA, CPA Australia, CA ANZ, CPA Canada, Chartered Accountants Ireland, CPA Ireland, IMCP (Mexico).
    Source:
    NASBA
    Mutual Recognition Agreements (IQAB)NASBA
    Checked
    9 Oct 2026
    View source

Trained outside the UK?

Pay: ONS ASHE 2025 (provisional), tables 14 and 15, full-time employees. Routes and rules: the official sites linked on each row, checked 9 Oct 2026. Education Margdarshan does not rank universities or recommend paid courses.